PROVIDING SUPERIOR SERVICE ONE CLOSING AT A TIME

We proudly represent lenders in the national and local market as well as mortgage brokers, buyers, sellers and agents.

In order to provide superior service, we are very responsive to our client's needs, while maintaining strong internal review and quality control.

To ensure our clients receive the best service available, our real estate practice includes all areas and types of real estate transactions, including but not limited to: real estate loan closings, construction loan closings, condominiums, contract review, buyer and seller representation, title examinations and title insurance.

Since our office is in the Atlanta metropolitan area, some of the counties we are able to service include: DeKalb, Fulton, Gwinnett, Cobb and Clayton.

FORMS
Title Request Order Form
Insured Closing Letter Request Form

The Closing Process

PRE-CLOSING
The first step in the closing process for either a sale or refinance is the pre-closing process. Our closing department is responsible for creating the individual client file, ordering the title examination, issue the title commitment, search and collect any data that may be reflected on the settlement statement, and scheduling the closing.

TITLE EXAMINATION
A title search is a required element of purchasing real estate, land, homes, commercial property, development land, etc. A search is conducted before the property can be sold to ensure that there is no hidden problem with the property. Problems can arise when the property has another loan (lien) out against it, or is involved in a divorce decree, death probate, bankruptcy, unpaid taxes, legal judgments, and even governmental restrictions.

ACTUAL CLOSING
After a title search has been conducted and a commitment has been issued, and the lender has sent the loan package to our office, the file is ready to close. At the closing, a settlement statement is prepared, as well as any additional documentation that may be required to close and fund the transaction.

POST CLOSING
Once the closing takes place, the file moves in to post-closing status so that disbursement can take place and the executed loan package can be sent back to the lender. In addition, post closing will send any required documentation to the title insurance company, disburse and collect fees listed on the settlement statement on behalf of third parties, and file the proper documents at the courthouse.